Opening a New Bank Account
A customer visits the bank to open a new checking or savings account, requiring identification and completion of application forms. They may also inquire about different account types and their features.
顾客到银行开立新的活期或储蓄账户，需要提供身份证明并填写申请表。他们还可能咨询不同账户类型及其特点。
对话
聆听并跟进对话
词汇
对话中的必备词汇和短语
checking account
A type of bank account used for daily transactions, like paying bills or withdrawing money with checks or a debit card.
一种用于日常交易的银行账户类型，例如支付账单或使用支票或借记卡取款。
savings account
A bank account where you save money and earn interest over time, but it's not for frequent withdrawals.
一种银行账户，您可以在其中存钱并随时间赚取利息，但不适合频繁取款。
identification
Documents that prove your identity, often shortened to 'ID', required for official processes like opening a bank account.
证明您身份的文件，通常缩写为 'ID'，用于开设银行账户等官方程序。
photo ID
An official document with your photograph, such as a passport or driver's license, used to verify who you are.
带有您照片的官方文件，例如护照或驾照，用于验证您的身份。
utility bill
A statement or receipt for services like electricity, water, or gas, often used to prove your home address.
一份用于电、水或燃气等服务的声明或收据，通常用于证明您的家庭地址。
initial deposit
The first amount of money you put into a new bank account to start it.
您存入新银行账户以启动它的第一笔金额。
direct deposit
An automatic transfer of money, like a salary, directly into your bank account from your employer.
一种自动转账方式，如薪水，直接从雇主转入您的银行账户。
interest rate
The percentage that a bank pays you for keeping money in your account, helping your savings grow.
银行为您在账户中存钱支付的百分比，有助于您的储蓄增长。
关键句型
需要记住和练习的重要短语
I'd like to open a new bank account, please.
This is a polite way to make a request using 'I'd like' (I would like) for services; use it when starting a conversation at a bank or store.
这是使用 'I'd like' (I would like) 来礼貌地请求服务的一种方式；在银行或商店开始对话时使用它。
Are you looking to open a checking account, a savings account, or both?
This question offers choices using 'or both' to include an option for multiple selections; it's useful for customer service to clarify preferences.
这个问题使用“或两者都”来提供多个选择选项；它有助于客服澄清客户的偏好。
I'm primarily interested in a checking account, but I'd also like to hear about your savings account options.
Here, 'primarily interested in' means mainly focused on something, and 'but... also' connects contrasting ideas; use this to express your main interest while asking for more info.
这里，“primarily interested in”表示主要关注某事，“but... also”连接对比的想法；用这个来表达你的主要兴趣，同时询问更多信息。
Would you like to see a brochure with more details?
A polite offer using 'Would you like to' for suggestions; 'brochure' means a small booklet with information; say this when providing extra resources to customers.
使用 'Would you like to' 的礼貌建议；'brochure' 意为带有信息的薄册子；在向客户提供额外资源时说这句话。
To open an account, you'll need two forms of identification.
This explains requirements starting with 'To [verb], you'll need' for future needs; 'forms of' means types of; use it to list what is necessary for a process.
这解释了以“To [verb], you'll need”开头的未来需求要求；“forms of”意为类型；用于列出过程所需的内容。
What documents do I need to bring to open an account?
A direct question using 'What... do I need' to ask for required items; useful in formal situations like banking to inquire about preparations.
使用'What... do I need'来询问所需物品的直接问题；在银行等正式场合中用于询问准备事项很有用。
How long does the process usually take?
This asks about time using 'How long does... take' in present simple for general facts; 'usually' means typically; ask this when estimating duration of tasks.
这是在询问时间，使用'How long does... take'的现在简单时用于一般事实；'usually'表示典型；当估计任务持续时间时询问这个。