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Providing Supporting Documentation

The insurance company requests various documents (e.g., police report, medical bills, repair estimates, photos) to support a claim, and the policyholder communicates about submitting them.

Dialogue

Listen and follow along with the conversation

1
Insurance Agent (Female)
Good morning, Mr. Davis. Following up on your claim for the recent car accident. We've reviewed your initial submission, and to proceed, we'll need a few more supporting documents.
2
Policyholder (Male)
Good morning. Okay, I figured there would be. What exactly are you looking for?
3
Insurance Agent (Female)
First, we'll need a copy of the official police report. Secondly, any repair estimates you've obtained for your vehicle, and finally, photos of the damage, if you have any.
4
Policyholder (Male)
Right, I have the police report ready. I should be able to get a repair estimate today, but I only took a couple of quick photos. Will that be sufficient?
5
Insurance Agent (Female)
A couple of photos might work, but the more detailed the better. If they don't clearly show the extent of the damage, we might ask for more. In addition, if there were any medical expenses, please submit those bills as well.
6
Policyholder (Male)
Understood. The accident was minor, so no medical bills this time, thankfully. I'll scan everything and send it over by end of day.
7
Insurance Agent (Female)
Perfect. Once we receive those, we'll review them and get back to you within 3-5 business days regarding the next steps. Do you have any other questions regarding the required documentation?
8
Policyholder (Male)
No, I think that covers it. Thanks for clarifying what's needed.
9
Insurance Agent (Female)
You're welcome, Mr. Davis. We look forward to receiving your documents. Have a good day!

Vocabulary

Essential words and phrases from the dialogue

claim

A formal request to an insurance company for payment after an accident or loss; useful when discussing insurance issues.

supporting documents

Additional papers or evidence needed to prove your claim, like reports or bills; important in formal processes like insurance.

police report

An official document from the police describing an incident, such as a car accident; required for claims involving law enforcement.

repair estimates

Written quotes from mechanics or shops showing the expected cost to fix damage; helps in getting insurance approval for repairs.

damage

Harm or injury to a vehicle, property, or body; commonly used in accident discussions to describe the extent of problems.

medical expenses

Costs related to doctor visits, treatments, or hospital stays; relevant when claiming for health-related issues after an accident.

bills

Invoices or receipts for services or purchases, like medical or repair costs; essential for proving expenses in claims.

submit

To officially send documents or information to someone, often electronically; used in business or formal communications.

Key Sentences

Important phrases to remember and practice

We've reviewed your initial submission, and to proceed, we'll need a few more supporting documents.

This polite sentence explains a review process and requests more items; useful for professional follow-ups, using 'to proceed' to show next steps are conditional on action.

What exactly are you looking for?

A direct question asking for specific details; great for clarifying requirements in conversations, especially when unsure about needs.

First, we'll need a copy of the official police report. Secondly, any repair estimates you've obtained for your vehicle, and finally, photos of the damage, if you have any.

This uses sequencing words like 'first,' 'secondly,' and 'finally' to list items clearly; helpful for organizing information in instructions or requests.

Will that be sufficient?

A question checking if something is enough; practical for confirming adequacy in submissions, using 'sufficient' for formal tone.

The more detailed the better.

An idiomatic expression meaning higher quality or more information is preferred; commonly used to give advice on improving submissions without being too demanding.

I'll scan everything and send it over by end of day.

Promises quick action with a deadline; useful in business emails or calls, where 'scan' means digitize papers and 'end of day' sets a clear timeline.

We'll review them and get back to you within 3-5 business days regarding the next steps.

Provides a timeline for response; important for managing expectations, with 'get back to you' meaning to contact again and 'business days' excluding weekends.

Do you have any other questions regarding the required documentation?

A closing question to ensure understanding; polite way to end discussions, using 'regarding' for specifying the topic.