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Setting up Online Banking/Mobile Banking

A customer seeks assistance to set up or troubleshoot their online banking or mobile banking access, including password resets or linking accounts for digital services.

Dialogue

Listen and follow along with the conversation

1
customer (Female)
Excuse me, I'm trying to set up my mobile banking, but I'm having trouble with the login.
2
bank_teller (Male)
No problem! I can help you with that. Are you trying to reset your password, or is this your first time logging in?
3
customer (Female)
It's my first time. I've downloaded the app, but it keeps saying my credentials aren't correct.
4
bank_teller (Male)
I see. It's possible your online banking hasn't been activated yet, or there might be a small typo. Could you please provide your account number and a form of ID?
5
customer (Female)
Sure, here's my debit card and my driver's license.
6
bank_teller (Male)
Thank you. Let me check that for you. Ah, yes, your online banking wasn't fully set up on our system. I'll activate it for you now and then we can try logging in together.
7
customer (Female)
Oh, that makes sense. Thanks for checking! So, once it's activated, will I use the same username and password I registered with earlier?
8
bank_teller (Male)
Exactly. You'll use the same credentials. I'm just completing the activation now... Okay, it's done. You should be able to log in to the mobile app now. Give it a try.
9
customer (Female)
Great! It worked! Thank you so much for your help. I appreciate it.
10
bank_teller (Male)
You're very welcome! If you have any other questions regarding online banking or anything else, don't hesitate to ask. Have a good day!

Vocabulary

Essential words and phrases from the dialogue

mobile banking

A service that lets you do banking tasks like checking balances or transferring money using a smartphone app.

login

The process of entering your username and password to access an account or app securely.

credentials

Information like username and password used to prove your identity when logging in.

activate

To turn on or enable a service, like online banking, so it starts working.

account number

A unique number that identifies your bank account for transactions and services.

ID

Short for identification; a document like a driver's license to prove who you are.

debit card

A bank card linked to your account that you can use to pay or withdraw money directly.

username

A unique name you choose to identify yourself when logging into an app or website.

Key Sentences

Important phrases to remember and practice

Excuse me, I'm trying to set up my mobile banking, but I'm having trouble with the login.

This is a polite way to start asking for help. It uses 'Excuse me' for attention, present continuous 'I'm trying' for an ongoing action, and 'but' to contrast the problem. Useful when seeking assistance in a bank or store.

No problem! I can help you with that.

A friendly response to offer help. 'No problem' shows it's easy to assist, and 'I can help you with that' uses 'can' for ability. Great for customer service situations to make people feel supported.

It's my first time.

A simple way to explain inexperience. 'It's my first time' is an idiom for doing something new. Use it when you're new to a process, like logging into an app for the first time.

Could you please provide your account number and a form of ID?

A polite request for information. 'Could you please' softens the ask, making it courteous. 'Provide' means to give or show. Essential in formal settings like banks for verification.

Sure, here's my debit card and my driver's license.

An agreeable response to a request. 'Sure' means yes casually, and 'here's' is a contraction of 'here is' to present items. Use this when handing over documents or items.

Thank you so much for your help. I appreciate it.

Expresses strong gratitude. 'So much' emphasizes thanks, and 'I appreciate it' shows value. Perfect for ending helpful interactions, like after getting banking assistance.

You're very welcome!

A warm reply to thanks. 'You're welcome' is standard, with 'very' adding politeness. Use it in service roles to respond positively.

If you have any other questions, don't hesitate to ask.

Encourages further help. 'Don't hesitate' means don't be shy or delay. Useful in customer service to show ongoing support, with conditional 'if' for possibilities.