Making a Payment with a Credit Card
A customer is paying for goods or services at a store using a credit card, interacting with the cashier about the transaction and signature/PIN.
Dialogue
Listen and follow along with the conversation
Vocabulary
Essential words and phrases from the dialogue
check out
This means to pay for your items at a store and leave. It's commonly used at the end of shopping.
credit card
A plastic card used to borrow money for purchases, which you pay back later. It's a common payment method in stores.
insert
To put something into a slot or machine, like sliding a card into a card reader at a checkout.
tap
To lightly touch a card against a reader to make a contactless payment, which is quick and modern.
PIN
Short for Personal Identification Number, a secret code you enter to confirm it's you using the card.
keypad
A small keyboard with numbers used to enter codes like PINs on payment machines.
receipt
A printed or digital record of your purchase, showing what you bought and how much you paid.
Key Sentences
Important phrases to remember and practice
Are you ready to check out?
This is a polite question from a cashier to ask if the customer is prepared to pay. It's useful in stores to start the payment process. Uses present simple for habits.
I'll pay with my credit card.
This states your payment choice clearly. 'I'll' is short for 'I will,' showing future intention. Great for informing cashiers about how you'll pay.
Please insert or tap your card when you're ready.
A helpful instruction for using a card machine. 'When you're ready' adds politeness by giving time. Use this to guide someone in payments.
It's asking for your PIN. You can enter it on the keypad.
Explains what the machine requires next. 'It's asking for' personifies the machine. Useful for assisting with card transactions; note the contraction 'it's' for 'it is.'
The payment went through successfully.
Confirms the transaction worked. 'Went through' is an idiom meaning succeeded. Say this after a purchase to reassure the customer.
Here's your receipt.
Hands over the proof of purchase. 'Here's' means 'here is,' a common way to offer something. Essential in service situations to complete a sale.
Thank you very much. Have a good day!
A polite way to end the interaction. 'Very much' emphasizes thanks. Use this after services to show appreciation; it's a standard farewell in English-speaking countries.