Understanding a Bank Statement
Someone reviews their monthly bank statement, identifying transactions, balances, and asking a quick question about an entry.
Alguien revisa su estado de cuenta bancario mensual, identificando transacciones, saldos y haciendo una pregunta rápida sobre una entrada.
Dialogue
Listen and follow along with the conversation
Vocabulary
Essential words and phrases from the dialogue
bank statement
A document from your bank that shows all your money transactions, like deposits and withdrawals, and your current balance for a specific period, such as a month.
Un documento de su banco que muestra todas sus transacciones monetarias, como depósitos y retiros, y su saldo actual para un período específico, como un mes.
balance
The amount of money you have left in your bank account after all transactions are recorded; it's like checking how much money remains.
La cantidad de dinero que te queda en tu cuenta bancaria después de registrar todas las transacciones; es como comprobar cuánto dinero queda.
utilities
Basic services like electricity, water, gas, and internet that you pay for each month to run your home.
Servicios básicos como electricidad, agua, gas e internet que pagas cada mes para mantener tu hogar en funcionamiento.
accounted for
Means something is explained, included, or matches the records; often used when checking if expenses add up correctly in finances.
Significa que algo está explicado, incluido o coincide con los registros; se usa a menudo al verificar si los gastos suman correctamente en las finanzas.
track
To monitor or follow the progress of something, like keeping an eye on where your money is spent to stay organized.
Para monitorear o seguir el progreso de algo, como mantener un ojo en dónde se gasta tu dinero para mantenerte organizado.
subscription
A service you pay for regularly, often monthly, such as a streaming app or magazine; it's automatic unless you cancel it.
Un servicio por el que pagas regularmente, a menudo mensualmente, como una app de streaming o una revista; es automático a menos que lo canceles.
free trial
A short period where you can use a service or product without paying, to test it before deciding to subscribe.
Un período corto en el que puedes usar un servicio o producto sin pagar, para probarlo antes de decidir suscribirte.
cancel
To stop a service or subscription so you no longer have to pay for it; important for avoiding unwanted charges.
Detener un servicio o suscripción para que ya no tengas que pagar por él; importante para evitar cargos no deseados.
overlook
To miss or forget something by accident, like not noticing a small charge on your statement.
Perder o olvidar algo por accidente, como no notar un cargo pequeño en tu estado de cuenta.
thoroughly
In a complete and careful way, without missing details; useful when advising someone to check something carefully.
De manera completa y cuidadosa, sin omitir detalles; útil cuando se aconseja a alguien que revise algo con cuidado.
Key Sentences
Important phrases to remember and practice
Okay, let's take a look at this month's bank statement.
This is a casual suggestion to start examining something together; 'take a look' is an informal idiom for reviewing, useful for beginning discussions about documents like statements in everyday conversations.
Esta es una sugerencia casual para empezar a examinar algo juntos; 'take a look' es un modismo informal para revisar, útil para iniciar discusiones sobre documentos como extractos en conversaciones cotidianas.
Anything unusual?
A short yes/no question to check for anything odd or unexpected; it's simple and direct, great for quickly scanning reports or statements in financial talks.
Una pregunta corta de sí/no para verificar cualquier cosa extraña o inesperada; es simple y directa, genial para escanear rápidamente informes o declaraciones en charlas financieras.
The balance looks about right.
Here, 'about right' means approximately correct, using 'looks' for an opinion based on appearance; useful for giving casual assessments of numbers or amounts without being exact.
Aquí, 'about right' significa aproximadamente correcto, usando 'looks' para una opinión basada en la apariencia; útil para dar evaluaciones informales de números o cantidades sin ser exacto.
Always helps to track where your money goes.
This expresses a general truth with 'always helps to' followed by a verb phrase; it's practical for advising on money management, showing the infinitive form after 'helps to'.
Esto expresa una verdad general con « always helps to » seguido de una frase verbal; es práctico para aconsejar sobre la gestión del dinero, mostrando la forma infinitiva después de « helps to ».
Hold on a second.
An idiom meaning 'wait a moment' to pause the conversation; common in spoken English for drawing attention to something suddenly, like spotting an error.
Una expresión idiomática que significa 'espera un momento' para pausar la conversación; común en el inglés hablado para atraer la atención hacia algo de repente, como detectar un error.
What's this 'Online Subscription Service' for $12.99?
A question inquiring about a specific item with details like price; the structure 'What's this [thing] for [amount]?' is useful for clarifying unknown charges on bills or statements.
Una pregunta que indaga sobre un elemento específico con detalles como el precio; la estructura 'What's this [cosa] for [cantidad]?' es útil para aclarar cargos desconocidos en facturas o extractos.
Could it be that streaming service you tried last month that had a free trial?
A polite suggestion using 'Could it be' for possibility, with a relative clause 'that had a free trial'; helpful for guessing explanations in discussions about past actions.
Una sugerencia educada usando 'Could it be' para posibilidad, con una cláusula relativa 'that had a free trial'; útil para adivinar explicaciones en discusiones sobre acciones pasadas.
You're probably right! I completely forgot to cancel it before the trial ended.
Agreement with 'You're probably right' followed by an excuse; 'forgot to + verb' shows past intention not fulfilled, useful for admitting mistakes in casual talks about subscriptions.
Acuerdo con 'You're probably right' seguido de una excusa; 'forgot to + verbo' muestra una intención pasada no cumplida, útil para admitir errores en charlas casuales sobre suscripciones.
It's easy to overlook those things.
A general statement with 'It's easy to + verb' to describe common mistakes; practical for comforting someone about forgetting details, like small payments.
Una declaración general con 'Es fácil + verbo' para describir errores comunes; práctica para consolar a alguien por olvidar detalles, como pagos pequeños.
Good thing you check your statement thoroughly.
Expresses relief with 'Good thing' + clause; 'check thoroughly' means examine carefully, useful for praising habits that prevent problems in financial reviews.
Expresa alivio con « Good thing » + cláusula ; « check thoroughly » significa examinar cuidadosamente, útil para elogiar hábitos que previenen problemas en revisiones financieras.