Understanding a Bank Statement

对话8

词汇10

• bank statement银行对账单

  A document from your bank that shows all your money transactions, like deposits and withdrawals, and your current balance for a specific period, such as a month.

  来自您银行的一份文件，显示所有资金交易，如存款和取款，以及特定时期（如一个月）的当前余额。

• balance余额

  The amount of money you have left in your bank account after all transactions are recorded; it's like checking how much money remains.

  所有交易记录后，您银行账户中剩余的资金金额；就像检查还剩下多少钱一样。

• utilities公用事业

  Basic services like electricity, water, gas, and internet that you pay for each month to run your home.

  像电力、水、煤气和互联网这样的基本服务，您每月支付以运营您的家园。

• accounted for已核算

  Means something is explained, included, or matches the records; often used when checking if expenses add up correctly in finances.

  意思是某事被解释、包含或与记录相符；常用于检查财务中费用是否正确相加。

• track跟踪

  To monitor or follow the progress of something, like keeping an eye on where your money is spent to stay organized.

  监控或跟踪某事物的进展，例如留意你的钱花在哪里以保持井井有条。

• subscription订阅

  A service you pay for regularly, often monthly, such as a streaming app or magazine; it's automatic unless you cancel it.

  一项您定期支付的服务，通常是每月一次，例如流媒体应用或杂志；除非您取消，否则它是自动的。

• free trial免费试用

  A short period where you can use a service or product without paying, to test it before deciding to subscribe.

  一个短暂的时期，您可以免费使用服务或产品，在决定订阅之前进行测试。

• cancel取消

  To stop a service or subscription so you no longer have to pay for it; important for avoiding unwanted charges.

  停止服务或订阅，以便不再为此付费；避免不必要的费用很重要。

• overlook忽略

  To miss or forget something by accident, like not noticing a small charge on your statement.

  意外地错过或忘记某事，比如没有注意到对账单上的小额费用。

• thoroughly彻底地

  In a complete and careful way, without missing details; useful when advising someone to check something carefully.

  以完整且仔细的方式，不遗漏任何细节；当建议某人仔细检查某事时有用。

重点句子10

1. 1

   Okay, let's take a look at this month's bank statement.

   好的，让我们看看这个月的银行对账单。

   This is a casual suggestion to start examining something together; 'take a look' is an informal idiom for reviewing, useful for beginning discussions about documents like statements in everyday conversations.

   这是一个开始一起检查某事物的随意建议；'take a look' 是一个非正式的习语，用于审查，在日常对话中开始讨论像对账单这样的文件很有用。

2. 2

   Anything unusual?

   有什么异常吗？

   A short yes/no question to check for anything odd or unexpected; it's simple and direct, great for quickly scanning reports or statements in financial talks.

   一个简短的“是/否”问题，用于检查任何奇怪或意外的事；它简单直接，非常适合快速扫描财务讨论中的报告或声明。

3. 3

   The balance looks about right.

   余额看起来差不多对。

   Here, 'about right' means approximately correct, using 'looks' for an opinion based on appearance; useful for giving casual assessments of numbers or amounts without being exact.

   这里，'about right' 意思是大约正确，使用 'looks' 表示基于外观的意见；用于对数字或数量进行随意评估，而无需精确。

4. 4

   Always helps to track where your money goes.

   始终有助于跟踪您的资金流向。

   This expresses a general truth with 'always helps to' followed by a verb phrase; it's practical for advising on money management, showing the infinitive form after 'helps to'.

   这使用「always helps to」后跟动词短语来表达一个普遍真理；它在给出金钱管理建议时很实用，展示了「helps to」后的不定式形式。

5. 5

   Hold on a second.

   等一下。

   An idiom meaning 'wait a moment' to pause the conversation; common in spoken English for drawing attention to something suddenly, like spotting an error.

   一个习语，意思是‘等一会儿’用来暂停对话；在口语英语中常见，用于突然吸引注意力，比如发现错误。

6. 6

   What's this 'Online Subscription Service' for $12.99?

   这个 'Online Subscription Service' $12.99 是干什么的？

   A question inquiring about a specific item with details like price; the structure 'What's this [thing] for [amount]?' is useful for clarifying unknown charges on bills or statements.

   一个询问特定项目并包含价格等细节的问题；结构 'What's this [东西] for [金额]?' 有助于澄清账单或对账单上未知的费用。

7. 7

   Could it be that streaming service you tried last month that had a free trial?

   会不会是上个月你试用的那个有免费试用的流媒体服务？

   A polite suggestion using 'Could it be' for possibility, with a relative clause 'that had a free trial'; helpful for guessing explanations in discussions about past actions.

   使用 'Could it be' 表示可能性的礼貌建议，带有关系从句 'that had a free trial'；在讨论过去行动时，帮助猜测解释。

8. 8

   You're probably right! I completely forgot to cancel it before the trial ended.

   你可能说得对！我完全忘记在试用期结束前取消它了。

   Agreement with 'You're probably right' followed by an excuse; 'forgot to + verb' shows past intention not fulfilled, useful for admitting mistakes in casual talks about subscriptions.

   对‘You’re probably right’的同意，后跟一个借口；‘forgot to + 动词’表示过去意图未实现，在关于订阅的随意谈话中承认错误很有用。

9. 9

   It's easy to overlook those things.

   那些事情很容易被忽略。

   A general statement with 'It's easy to + verb' to describe common mistakes; practical for comforting someone about forgetting details, like small payments.

   一个使用‘It's easy to + 动词’的一般性陈述，用于描述常见错误；实用，用于安慰某人忘记细节，比如小额付款。

10. 10

    Good thing you check your statement thoroughly.

    幸好你仔细检查了你的对账单。

    Expresses relief with 'Good thing' + clause; 'check thoroughly' means examine carefully, useful for praising habits that prevent problems in financial reviews.

    用「Good thing」+从句表达宽慰；「check thoroughly」的意思是仔细检查，有助于赞扬在财务审查中防止问题出现的习惯。