Understanding a Bank Statement
Someone reviews their monthly bank statement, identifying transactions, balances, and asking a quick question about an entry.
某人查看他们的月度银行对账单，识别交易、余额，并对某条目提出快速疑问。
对话
聆听并跟进对话
词汇
对话中的必备词汇和短语
bank statement
A document from your bank that shows all your money transactions, like deposits and withdrawals, and your current balance for a specific period, such as a month.
来自您银行的一份文件，显示所有资金交易，如存款和取款，以及特定时期（如一个月）的当前余额。
balance
The amount of money you have left in your bank account after all transactions are recorded; it's like checking how much money remains.
所有交易记录后，您银行账户中剩余的资金金额；就像检查还剩下多少钱一样。
utilities
Basic services like electricity, water, gas, and internet that you pay for each month to run your home.
像电力、水、煤气和互联网这样的基本服务，您每月支付以运营您的家园。
accounted for
Means something is explained, included, or matches the records; often used when checking if expenses add up correctly in finances.
意思是某事被解释、包含或与记录相符；常用于检查财务中费用是否正确相加。
track
To monitor or follow the progress of something, like keeping an eye on where your money is spent to stay organized.
监控或跟踪某事物的进展，例如留意你的钱花在哪里以保持井井有条。
subscription
A service you pay for regularly, often monthly, such as a streaming app or magazine; it's automatic unless you cancel it.
一项您定期支付的服务，通常是每月一次，例如流媒体应用或杂志；除非您取消，否则它是自动的。
free trial
A short period where you can use a service or product without paying, to test it before deciding to subscribe.
一个短暂的时期，您可以免费使用服务或产品，在决定订阅之前进行测试。
cancel
To stop a service or subscription so you no longer have to pay for it; important for avoiding unwanted charges.
停止服务或订阅，以便不再为此付费；避免不必要的费用很重要。
overlook
To miss or forget something by accident, like not noticing a small charge on your statement.
意外地错过或忘记某事，比如没有注意到对账单上的小额费用。
thoroughly
In a complete and careful way, without missing details; useful when advising someone to check something carefully.
以完整且仔细的方式，不遗漏任何细节；当建议某人仔细检查某事时有用。
关键句型
需要记住和练习的重要短语
Okay, let's take a look at this month's bank statement.
This is a casual suggestion to start examining something together; 'take a look' is an informal idiom for reviewing, useful for beginning discussions about documents like statements in everyday conversations.
这是一个开始一起检查某事物的随意建议；'take a look' 是一个非正式的习语，用于审查，在日常对话中开始讨论像对账单这样的文件很有用。
Anything unusual?
A short yes/no question to check for anything odd or unexpected; it's simple and direct, great for quickly scanning reports or statements in financial talks.
一个简短的“是/否”问题，用于检查任何奇怪或意外的事；它简单直接，非常适合快速扫描财务讨论中的报告或声明。
The balance looks about right.
Here, 'about right' means approximately correct, using 'looks' for an opinion based on appearance; useful for giving casual assessments of numbers or amounts without being exact.
这里，'about right' 意思是大约正确，使用 'looks' 表示基于外观的意见；用于对数字或数量进行随意评估，而无需精确。
Always helps to track where your money goes.
This expresses a general truth with 'always helps to' followed by a verb phrase; it's practical for advising on money management, showing the infinitive form after 'helps to'.
这使用「always helps to」后跟动词短语来表达一个普遍真理；它在给出金钱管理建议时很实用，展示了「helps to」后的不定式形式。
Hold on a second.
An idiom meaning 'wait a moment' to pause the conversation; common in spoken English for drawing attention to something suddenly, like spotting an error.
一个习语，意思是‘等一会儿’用来暂停对话；在口语英语中常见，用于突然吸引注意力，比如发现错误。
What's this 'Online Subscription Service' for $12.99?
A question inquiring about a specific item with details like price; the structure 'What's this [thing] for [amount]?' is useful for clarifying unknown charges on bills or statements.
一个询问特定项目并包含价格等细节的问题；结构 'What's this [东西] for [金额]?' 有助于澄清账单或对账单上未知的费用。
Could it be that streaming service you tried last month that had a free trial?
A polite suggestion using 'Could it be' for possibility, with a relative clause 'that had a free trial'; helpful for guessing explanations in discussions about past actions.
使用 'Could it be' 表示可能性的礼貌建议，带有关系从句 'that had a free trial'；在讨论过去行动时，帮助猜测解释。
You're probably right! I completely forgot to cancel it before the trial ended.
Agreement with 'You're probably right' followed by an excuse; 'forgot to + verb' shows past intention not fulfilled, useful for admitting mistakes in casual talks about subscriptions.
对‘You’re probably right’的同意，后跟一个借口；‘forgot to + 动词’表示过去意图未实现，在关于订阅的随意谈话中承认错误很有用。
It's easy to overlook those things.
A general statement with 'It's easy to + verb' to describe common mistakes; practical for comforting someone about forgetting details, like small payments.
一个使用‘It's easy to + 动词’的一般性陈述，用于描述常见错误；实用，用于安慰某人忘记细节，比如小额付款。
Good thing you check your statement thoroughly.
Expresses relief with 'Good thing' + clause; 'check thoroughly' means examine carefully, useful for praising habits that prevent problems in financial reviews.
用「Good thing」+从句表达宽慰；「check thoroughly」的意思是仔细检查，有助于赞扬在财务审查中防止问题出现的习惯。