Investment Planning
Discussing financial investments and portfolio management
讨论金融投资和投资组合管理
情境
选择 5 个对话s 进行练习
Initial Consultation & Goal Setting
A client meets with a financial advisor for the first time to discuss their financial goals, risk tolerance, and current financial situation, laying the groundwork for an investment plan.
客户首次与财务顾问会面，讨论其财务目标、风险承受能力和当前财务状况，为投资计划奠定基础。
Portfolio Review & Adjustment
An existing client has a regular meeting with their advisor to review the performance of their current investment portfolio and discuss potential adjustments based on market changes or personal life events.
老客户与顾问定期会面，审查当前投资组合的表现，并根据市场变化或个人生活事件讨论潜在的调整。
Discussing Investment Products
A financial advisor explains different investment products (e.g., stocks, bonds, mutual funds, ETFs, real estate) to a client, detailing their features, risks, and potential returns.
财务顾问向客户解释不同的投资产品（例如股票、债券、 SBF 基金、ETF、房地产），详细说明其特点、风险和潜在回报。
Market Volatility Discussion
Due to significant market fluctuations, a client calls their financial advisor to express concerns, ask for reassurance, and inquire about strategies to manage risks during unstable periods.
由于市场剧烈波动，客户致电财务顾问表达担忧、寻求安抚，并询问在不稳定时期管理风险的策略。
Planning for Retirement/Major Purchase
A client meets specifically to discuss long-term investment strategies focused on achieving a specific large financial goal, such as retirement planning, buying a house, or funding education.
客户专门会面讨论以实现特定重大财务目标为重点的长期投资策略，例如退休规划、购房或教育资金。