Responding to Market Volatility & Client Concerns
During a period of significant market volatility, a client calls their financial advisor expressing concerns about their portfolio's performance. The advisor reassures the client, explains the market situation, and reinforces the long-term strategy.
在市场剧烈波动期间，客户致电财务顾问，表达对其投资组合表现的担忧。顾问安抚客户，解释市场情况，并强调长期策略。
对话
聆听并跟进对话
词汇
对话中的必备词汇和短语
portfolio
A collection of financial investments like stocks and bonds that a person owns.
一个人拥有的金融投资集合，如股票和债券。
volatility
The degree of variation in trading prices over time; it means the market is unstable and changing quickly.
时间推移中交易价格的变动程度；意味着市场不稳定且快速变化。
fluctuate
To change frequently and irregularly, often used for prices or values going up and down.
频繁且不规则地变化，通常用于价格或价值上下波动。
inflation
A general increase in prices and fall in the purchasing value of money over time.
随着时间的推移，价格总体上涨和货币购买力价值的下降。
diversified
Spread out investments across different types to reduce risk; it helps protect against losses in one area.
将投资分散到不同类型以降低风险；这有助于防止一个领域的损失。
downturn
A decline or drop in economic activity or market performance.
经济活动或市场表现的下降或下跌。
impulsive
Acting suddenly without careful thought, often leading to regrets.
突然行动而不经仔细思考，往往导致后悔。
horizon
In investing, it refers to the time period over which an investment is made or held, like long-term horizon.
在投资中，它指的是投资做出或持有的时间段，例如长期 horizon。
关键句型
需要记住和练习的重要短语
I'm a bit worried about my portfolio.
This sentence expresses concern using 'a bit worried' for mild anxiety. It's useful for politely sharing financial worries in conversations; the structure 'be worried about something' is common for describing emotions.
这个句子使用 'a bit worried' 来表达轻微的焦虑。它在对话中礼貌地分享财务担忧时很有用；'be worried about something' 的结构在描述情绪时很常见。
We're definitely in a period of heightened market volatility right now.
This explains a current situation with 'definitely' for emphasis and 'heightened' meaning increased. Useful for describing market conditions professionally; note the present continuous 'are in' for ongoing states.
这解释了当前情况，使用“definitely”来强调，“heightened”意为增加。用于专业描述市场状况很有用；注意现在进行时“are in”用于表示持续状态。
It's natural to feel a bit uneasy when you see your investments fluctuate.
This reassures by normalizing feelings with 'it's natural to' clause. Great for comforting others; 'when' introduces a time clause, and 'fluctuate' shows verb usage for changes.
这通过使用'it's natural to'从句来正常化情感，从而提供安慰。非常适合安慰他人；'when'引入时间从句，而'fluctuate'展示了表示变化的动词用法。
My advice right now is to stay calm and resist the urge to make impulsive decisions.
Gives advice using 'my advice is to' infinitive structure. Practical for advisory talks; 'resist the urge' is an idiom for fighting a sudden desire, helpful in decision-making contexts.
使用 'my advice is to' 不定式结构给出建议。适用于咨询谈话；'resist the urge' 是抵抗突然欲望的习语，有助于决策情境。
Your portfolio is diversified precisely to weather these kinds of fluctuations.
Explains purpose with 'to' infinitive after 'precisely' for emphasis. Useful for investment discussions; 'weather' here means to endure, a common metaphorical use.
使用'precisely'后跟'to'不定式来解释目的，以强调。适用于投资讨论；这里的'weather'意为忍受，一种常见的隐喻用法。
Think of this as a temporary dip, not a permanent setback.
Encourages positive reframing with imperative 'think of...as'. Valuable for mindset shifts in tough times; contrasts 'temporary' vs. 'permanent' to highlight short-term nature.
使用祈使句 'think of...as' 鼓励积极重构。在艰难时期有助于心态转变；对比 'temporary' 与 'permanent' 以突出短期性质。
The key is to stick to our plan.
Emphasizes importance with 'the key is to' infinitive. Essential for motivation in long-term strategies; simple cleft sentence structure focuses on the main idea.
使用 'the key is to' 不定式强调重要性。在长期策略中对动机至关重要；简单的分裂句结构聚焦于主要想法。
Feeling a lot better after talking to you.
Expresses relief using present continuous 'feeling' for current state. Common in conversations to show appreciation; gerund after preposition 'after' shows sequence.
使用现在进行时“feeling”表达当前的缓解状态。在对话中常见，用于表示感激；介词“after”后的动名词表示顺序。